New Breakdown of Expenses—What This Means to You  |  Compensation Expense  |  Selling Expenses  |  Operating Expense   |  
Adminstrative Expense/Total Expenses  |  Expense Growth Over Prior Year

Expenses (as % of NR)

Average +25% Profit +25% Growth Administrative Expenses Amortization of Intangibles 0.5% 0.0% 0.1% Officer Life 0.3% 0.3% 0.2% Interest 0.6% 0.0% 0.1% Other 0.0% 0.0% 0.0% Total Administrative 1.4% 0.3% 0.5% Total Expenses 80.7% 66.3% 73.7% Pre-Tax Profit (Loss) 19.3% 33.7% 26.3% EBITDA 21.4% 34.1% 28.1%