2008 Best Practices Study Agencies with Revenues between $1,250,000 and $2,500,000
	Financial Stability   Average Top 25% Balance Sheet Current Ratio 1.46:1 2.20:1 Tangible Net Worth (% of Net Revenue) 15.9% 31.3% Receivables/Payables Ratio 61.0% -13.6% Aged Receivables % Receivables Aged Past 60 Days 181.4% 2.1% % Receivables Aged Past 90 Days 191.0% 0.6% Accounts Receivable   Average +25% Profit +25% Growth Agency Billed vs. Direct Billed by Carrier % of P&C Revenues that are Agency Billed 34.0% 34.9% 54.4% % of P&C Revenues that are Direct Billed 66.0% 65.1% 45.6%
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