New Breakdown of Expenses—What This Means to You  |  Compensation Expense  |  Selling Expenses  |  Operating Expense   |  
Adminstrative Expense   |  Expense Growth Over Prior Year

Expenses (as % of NR)

Average +25% Profit +25% Growth Administrative Expenses Amortization of Intangibles 1.7% 1.3% 1.7% Officer Life 0.1% 0.0% 0.1% Interest 0.6% 0.0% 0.2% Other 0.2% 0.4% 0.0% Total Administrative 2.6% 1.7% 2.0% Total Expenses 85.2% 76.3% 87.6% Pre-Tax Profit (Loss) 14.8% 23.7% 12.4% EBITDA 18.6% 26.4% 16.1%