New Breakdown of Expenses—What This Means to You  |  Compensation Expense  |  Selling Expenses  |  Operating Expense   |  
Adminstrative Expense   |  Expense Growth Over Prior Year

Expenses (as % of NR)

Average +25% Profit +25% Growth Administrative Expenses Amortization of Intangibles 1.2% 0.2% 0.9% Officer Life 0.2% 0.1% 0.1% Interest 1.0% 0.0% 0.3% Other 0.3% 0.1% 1.2% Total Administrative 2.3% 0.4% 2.5% Total Expenses 81.7% 69.8% 75.5% Pre-Tax Profit (Loss) 18.3% 30.2% 24.5% EBITDA 21.6% 31/2% 27.1%